Home Improvement Rehab-Loan Program

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 Home Improvement
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 Closing Cost
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 Rehab Program

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 Program

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 Program

 Income Limits
Our Goal is to improve and stabilize our community through home rehabilitation.

Rehabilitation Loan
A low interest loan (0% to current bank rate) approved up to $30,000, used to address Property Maintenance Code violations, Lead-Based Paint hazards and Federal HUD Housing Quality Standards (HQS) issues.

Emergency Loan
A low interest loan (0% to current bank rate ) approved up to $5,000. This loan is designed for emergencies only (i.e. new furnace, water/sewer service, foundation problems, etc.) and will be determined by the Executive Director and Loan Chairperson of the agency.

Pre-qualification Guidelines
  • Home must be owner occupied.
  • Applicant must meet income guidelines.
  • Home must be insured.
  • Home must be located in the West Side Service area.
What do You Need to Apply?
  • $50.00 application fee.
  • Name, Social Security numbers & date of birth for all in household.
  • Deed to property.
  • Mortgage information.
  • Payroll stubs for past two months.
  • Current Monthly bank statements.
  • Most Recent Federal Tax Return.
  • Proof of all expenses: credit cards, loans, etc.
  • Water, Sewer and property tax receipts.
  • Utility Bills: Two copies of each most recent bill.
  • Proof of all income.
If you have any questions, and would like to know more about this program please contact
our Bi-lingual Housing Counselor, Palmira Ortiz at 885-2344 ext.14,
or for the Black Rock area - Julie Sands at 877-3910.

Equal Housing Opportunity © :: West Side Neighborhood Housing Services, Inc :: 359 Connecticut Street :: Buffalo, New York 14213
(716) 885-2344 :: Email WSNHS